www.Market-Barometer.com forecasting the U.S. Stock Market

DAILY STOCK MARKET FORECAST

"Today's stock market forecast"

SEARCH    MARKETS    NEWS    INVESTING

Market Outlook is a recap of the current and future condition of the U.S. stock market.

Indicates short-term U.S. equity market (S&P 500) forecast.

Indicates the strength of the forecast; it's a forecast bias, not a daily market bias.

Indicates long-term U.S. equity market (S&P 500) forecast.

Extended Forecast is a seven week forecast of the U.S. stock market.

Getting started

Market Watch

Market Data/graph

 

Forecast

Market Outlook

Extended Forecast

Stock Market Quote

The Memo

 

Charts

Leading Indicator

Barometer Chart

Performance

 

Tools

QuoteStream

Portfolio Tracker

 

Investing

Morning Update

Stocks to Watch

 

News/Articles

Archives

Investor Concerns

 

Investor Concerns:

How to begin DRIP investing.

How to invest

Investing 101 for beginners

How to make a budget

Economy added 211,000 jobs.

Unemployment Rate 4.4 percent.

GDP +0.7 percent.

GDP chart 1987 to 2015.

Weekly Jobless Report.

How to tell where the market is going.

How To Make A Budget- A Budgeting for Dummies Article

Personal Finance

 

When to budget:

Before we get into how to budget, let's first look at when to budget.

 

It's always the right time to budget.  In fact, if you take it real seriously, you'll be thinking of it in your sleep.

 

You don't have to get real detailed, unless that is how you want to do it.

 

The best way to start is KISS.  Keep It Simple, then as time goes on add to it.

 

To start with getting stuff together (bills, income stubs, etc.) and initially setting the whole thing up might take a little time out of your day, but after you get going it won't be a second job.  It really shouldn't be that much time consuming.

 

How to budget:

To get started, you need to identify those items/bills you want to budget.  There is nothing wrong in starting out slow and see if what you are doing is going to work for you.

 

The way I started was to take big ticket items, and of course my net pay, and see if I had enough to pay for them on a monthly basis.  Well I did and so I added a few more expenses.

 

I used an Excel spreadsheet and made two vertical columns, one for the categories and the other for amount-  It looked something like the example on the right.

 

I listed the categories on the left side of the spreadsheet, then the amount adjacent to each category. 

 

I just had mortgage, utilities, cable, car, credit card, and income. 

 

You'll notice the first thing I budget for was savings.  Savings should be very close, if not the first item, under expenses in your budget.  You make it, you should keep some of it.

 

How much you save will obviously be dependent on a lot of things.  But don't forget investments and savings should be a key priority in your strategy.

 

Starting out with fewer items shouldn't be a problem.  You've been going without a budget all this time so a little longer probably won't hurt.

 

The whole idea is to start out at a comfortable number of items in your budget and add to it over time.  Getting a grip on your income and expenses will really help out in your investing scheme.

 

As time went on I added all the other bills and finally had everything.

 

If you want to copy the category starter set for your personal use you have our permission.  For those that want to copy them for commercial use- to display on a website or newsletter, you may copy them if you also copy the Market-Barometer link sentence and keep it active while displaying the examples.

 

If you want to get more sophisticated than using a spreadsheet, there are products you can purchase.  Check your computer.  Sometimes software that comes with your PC could have budgeting software bundled.

 

But if your budget-minded like me you will choose a spreadsheet.

NEXT: Getting started with the spreadsheet

Page 1  2  3  4  5

 

   

Spreadsheet Example

Mens San Diego Chargers Branden Oliver Nike Navy Blue Game Jersey,Men's Denver Broncos Antigua Navy Ice 1/4-Zip Microfleece Pullover Jacket,Nike Haloti Ngata Baltimore Ravens Women's Super Bowl XLVII Game Jersey - Purple.Women's Seattle Seahawks Junk Food Royal Sideline V-Neck T-Shirt,Men's Denver Broncos Pro Line Navy Rushmore Stretch Fit Hat,Girls Infant Cleveland Browns Historic Logo Pink 3-Piece Creeper Set New York Giants History.Los Angeles Rams WinCraft High-Definition Helmet Logo Keychain,Men's Seattle Seahawks Mitchell & Ness Black Animal Sweatshirt New York Giants History.Baltimore Ravens 2-Time Super Bowl Champions Commemorative Printed Reusable Bag,Men's Buffalo Bills New Era Royal Team Reflectaline 39THIRTY Flex Hat New York Giants History.Nike New England Patriots Legend Jock Tag Performance T-Shirt - Navy Blue,Green Bay Packers 3-Piece BBQ Set.Men's San Francisco 49ers G-III Sports by Carl Banks Scarlet Slam Dunk Full Zip Jacket,Dallas Cowboys 29 x 43 Glitter Suede House Vertical Flag,Green Bay Packers Toddler Color Block Adjustable Hat - Green/White Cheap New York Giants Jerseys Sale.Women's New England Patriots Julian Edelman Majestic Navy Blue Fair Catch V Name & Number Long Sleeve T-Shirt,Denver Broncos WinCraft Helmet Logo Pin,Nike Houston Texans Women's Script Tri-Blend T-Shirt - Navy Blue.cheap nfl lanyards in the news,cheap nfl decals for trucks,cheap nfl shirts quote,Women's New England Patriots 5th & Ocean by New Era Camo V-Neck T-Shirt Cheap New York Giants Jerseys Sale
CATEGORY   AMOUNT
Income categories  
  Job income- net $4,500.00
     
Expense categories  
Savings/ Investments $250.00
Mortgage/ Rent $1,000.00
  Electric   $250.00
  Gas   $50.00
  Water   $25.00
Cable/ Satellite $35.00
  Vehicle payment $350.00
  maintenance $25.00
  Fuel   $50.00
Credit Card Payments $80.00
     
Total income $4,500.00
Total expense $2,115.00
Under/over budget $2,385.00

 

Systems To Consider

Tools
   Bill Payment Systems
     Your bank or other independent services
Excel spreadsheet- for the budget minded
Microsoft Money
Quicken
Peachtree Accounting software for small business
 
 

   

 
2017 Market-Barometer.com GDS. All Rights Reserved.
Last modified: 3/ 8/2017

Home    Advertising    Buy Used Computer Parts    Registration Info    Feedback    Site Index    About us    Terms of Use    Privacy Policy    ARCHIVES

Market Barometer,  Market-Barometer.com,  opinions and statements are not recommendations to buy or sell any financial instrument, including stocks.  Market Barometer opinions and statements should be used to educate and self-judge the condition of the general market place.  By using the site you agree to the terms of use and our privacy policy.